Call reports 2010
ENTERPRISE BANK — 2010
What ENTERPRISE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 193,158,000 | 208,982,000 | 216,960,000 | 222,403,000 |
| Total loans | 172,538,000 | 176,561,000 | 188,618,000 | 193,036,000 |
| Allowance for loan losses | 1,766,000 | 1,777,000 | 1,899,000 | 1,985,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,237,000 | 189,568,000 | 197,102,000 | 201,806,000 |
| Interest-bearing deposits | 156,855,000 | 171,271,000 | 181,104,000 | 180,833,000 |
| Noninterest-bearing deposits | 16,382,000 | 18,297,000 | 15,998,000 | 20,973,000 |
| Equity capital | 17,627,000 | 18,017,000 | 18,327,000 | 18,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,704,000 | 5,458,000 | 8,371,000 | 11,404,000 |
| Interest expense | 904,000 | 1,797,000 | 2,670,000 | 3,473,000 |
| Net interest income | 1,800,000 | 3,661,000 | 5,701,000 | 7,931,000 |
| Noninterest income | 349,000 | 709,000 | 1,107,000 | 1,497,000 |
| Noninterest expense | 1,605,000 | 3,200,000 | 4,956,000 | 6,541,000 |
| Provision for loan losses | 67,000 | 75,000 | 197,000 | 600,000 |
| Pretax income | 477,000 | 1,095,000 | 1,655,000 | 2,287,000 |
| Income tax | 172,000 | 372,000 | 578,000 | 801,000 |
| Net income | 305,000 | 723,000 | 1,077,000 | 1,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,523,000 | 17,913,000 | 18,223,000 | 18,553,000 |
| Total capital | 19,289,000 | 19,690,000 | 20,122,000 | 20,538,000 |
| Risk-weighted assets | 150,866,000 | 158,333,000 | 164,240,000 | 173,547,000 |