Call reports 2009
ENTERPRISE BANK — 2009
What ENTERPRISE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 179,108,000 | 184,320,000 | 188,812,000 | 193,858,000 |
| Total loans | 153,271,000 | 156,681,000 | 167,627,000 | 170,591,000 |
| Allowance for loan losses | 1,479,000 | 1,490,000 | 1,713,000 | 1,745,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,826,000 | 165,435,000 | 169,803,000 | 174,859,000 |
| Interest-bearing deposits | 144,243,000 | 142,781,000 | 150,525,000 | 157,514,000 |
| Noninterest-bearing deposits | 20,583,000 | 22,654,000 | 19,278,000 | 17,345,000 |
| Equity capital | 13,076,000 | 17,250,000 | 17,407,000 | 17,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,567,000 | 5,157,000 | 7,752,000 | 10,495,000 |
| Interest expense | 1,106,000 | 2,068,000 | 2,972,000 | 3,864,000 |
| Net interest income | 1,461,000 | 3,089,000 | 4,780,000 | 6,631,000 |
| Noninterest income | 258,000 | 568,000 | 995,000 | 1,328,000 |
| Noninterest expense | 1,473,000 | 3,072,000 | 4,572,000 | 6,148,000 |
| Provision for loan losses | 98,000 | 109,000 | 414,000 | 533,000 |
| Pretax income | 148,000 | 476,000 | 789,000 | 1,278,000 |
| Income tax | 63,000 | 190,000 | 308,000 | 485,000 |
| Net income | 85,000 | 286,000 | 481,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,972,000 | 17,146,000 | 17,303,000 | 17,536,000 |
| Total capital | 14,451,000 | 18,636,000 | 19,016,000 | 19,281,000 |
| Risk-weighted assets | 138,726,000 | 140,191,000 | 146,197,000 | 150,299,000 |