Call reports 2007
ENTERPRISE BANK — 2007
What ENTERPRISE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 142,934,000 | 151,728,000 | 152,325,000 | 154,882,000 |
| Total loans | 130,068,000 | 133,546,000 | 137,349,000 | 142,862,000 |
| Allowance for loan losses | 1,074,000 | 1,172,000 | 885,000 | 942,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,690,000 | 139,944,000 | 140,437,000 | 140,010,000 |
| Interest-bearing deposits | 114,538,000 | 122,059,000 | 120,532,000 | 122,435,000 |
| Noninterest-bearing deposits | 17,152,000 | 17,885,000 | 19,905,000 | 17,575,000 |
| Equity capital | 10,434,000 | 10,584,000 | 10,808,000 | 11,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,230,000 | 7,944,000 | 10,792,000 |
| Interest expense | 1,337,000 | 2,740,000 | 4,210,000 | 5,656,000 |
| Net interest income | 1,223,000 | 2,490,000 | 3,734,000 | 5,136,000 |
| Noninterest income | 245,000 | 559,000 | 867,000 | 1,265,000 |
| Noninterest expense | 1,111,000 | 2,291,000 | 3,522,000 | 4,717,000 |
| Provision for loan losses | 95,000 | 254,000 | 214,000 | 340,000 |
| Pretax income | 262,000 | 504,000 | 865,000 | 1,344,000 |
| Income tax | 107,000 | 199,000 | 336,000 | 510,000 |
| Net income | 155,000 | 305,000 | 529,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,434,000 | 10,584,000 | 10,808,000 | 11,856,000 |
| Total capital | 11,508,000 | 11,756,000 | 11,693,000 | 12,798,000 |
| Risk-weighted assets | 113,721,000 | 117,118,000 | 122,066,000 | 125,737,000 |