Call reports 2006
ENTERPRISE BANK — 2006
What ENTERPRISE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 119,408,000 | 128,689,000 | 141,189,000 | 141,968,000 |
| Total loans | 104,833,000 | 111,338,000 | 117,164,000 | 120,329,000 |
| Allowance for loan losses | 843,000 | 937,000 | 863,000 | 972,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,602,000 | 118,093,000 | 130,278,000 | 130,974,000 |
| Interest-bearing deposits | 94,530,000 | 94,189,000 | 113,150,000 | 111,278,000 |
| Noninterest-bearing deposits | 16,072,000 | 23,904,000 | 17,128,000 | 19,697,000 |
| Equity capital | 7,855,000 | 9,641,000 | 9,911,000 | 10,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,258,000 | 6,672,000 | 9,289,000 |
| Interest expense | 954,000 | 1,984,000 | 3,181,000 | 4,545,000 |
| Net interest income | 1,147,000 | 2,274,000 | 3,491,000 | 4,744,000 |
| Noninterest income | 169,000 | 412,000 | 853,000 | 1,091,000 |
| Noninterest expense | 967,000 | 2,028,000 | 3,200,000 | 4,372,000 |
| Provision for loan losses | 96,000 | 195,000 | 273,000 | 385,000 |
| Pretax income | 253,000 | 463,000 | 871,000 | 1,078,000 |
| Income tax | 92,000 | 167,000 | 305,000 | 384,000 |
| Net income | 161,000 | 296,000 | 566,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,855,000 | 9,641,000 | 9,911,000 | 10,039,000 |
| Total capital | 8,698,000 | 10,578,000 | 10,774,000 | 11,011,000 |
| Risk-weighted assets | 96,304,000 | 99,130,000 | 104,505,000 | 108,214,000 |