Call reports 2002
ENTERPRISE BANK — 2002
What ENTERPRISE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,278,000 | 82,522,000 | 82,456,000 | 78,540,000 |
| Total loans | 59,683,000 | 64,719,000 | 67,146,000 | 66,367,000 |
| Allowance for loan losses | 899,000 | 1,056,000 | 1,335,000 | 1,333,000 |
| Securities available for sale | 4,549,000 | 9,738,000 | 6,130,000 | 3,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,671,000 | 72,877,000 | 73,188,000 | 69,181,000 |
| Interest-bearing deposits | 50,825,000 | 59,627,000 | 57,756,000 | 57,609,000 |
| Noninterest-bearing deposits | 11,846,000 | 13,250,000 | 15,431,000 | 11,572,000 |
| Equity capital | 6,376,000 | 6,360,000 | 5,982,000 | 6,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,378,000 | 3,621,000 | 4,845,000 |
| Interest expense | 484,000 | 995,000 | 1,531,000 | 2,049,000 |
| Net interest income | 677,000 | 1,383,000 | 2,090,000 | 2,796,000 |
| Noninterest income | 141,000 | 196,000 | 280,000 | 436,000 |
| Noninterest expense | 570,000 | 1,197,000 | 1,812,000 | 2,568,000 |
| Provision for loan losses | 124,000 | 281,000 | 1,004,000 | 1,002,000 |
| Pretax income | 124,000 | 101,000 | -446,000 | -338,000 |
| Income tax | 42,000 | 35,000 | -134,000 | -97,000 |
| Net income | 82,000 | 66,000 | -312,000 | -241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,315,000 | 6,210,000 | 5,745,000 | 5,860,000 |
| Total capital | 7,106,000 | 7,109,000 | 6,647,000 | 6,695,000 |
| Risk-weighted assets | 63,573,000 | 71,730,000 | 71,691,000 | 66,872,000 |