Call reports 2001
ENTERPRISE BANK — 2001
What ENTERPRISE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,859,000 | 72,210,000 | 72,468,000 | 72,270,000 |
| Total loans | 54,107,000 | 54,594,000 | 55,795,000 | 55,934,000 |
| Allowance for loan losses | 986,000 | 965,000 | 813,000 | 775,000 |
| Securities available for sale | 2,069,000 | 2,731,000 | 3,441,000 | 6,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,268,000 | 62,593,000 | 62,822,000 | 62,699,000 |
| Interest-bearing deposits | 51,613,000 | 52,370,000 | 54,545,000 | 51,354,000 |
| Noninterest-bearing deposits | 7,655,000 | 10,223,000 | 8,277,000 | 11,345,000 |
| Equity capital | 6,088,000 | 6,195,000 | 6,285,000 | 6,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,793,000 | 4,126,000 | 5,359,000 |
| Interest expense | 802,000 | 1,604,000 | 2,339,000 | 2,955,000 |
| Net interest income | 588,000 | 1,189,000 | 1,787,000 | 2,404,000 |
| Noninterest income | 44,000 | 87,000 | 140,000 | 192,000 |
| Noninterest expense | 491,000 | 985,000 | 1,551,000 | 2,143,000 |
| Provision for loan losses | 1,000 | -20,000 | -75,000 | -21,000 |
| Pretax income | 140,000 | 311,000 | 451,000 | 480,000 |
| Income tax | 48,000 | 109,000 | 161,000 | 170,000 |
| Net income | 92,000 | 202,000 | 290,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,803,000 | 5,980,000 | 6,216,000 | 6,232,000 |
| Total capital | 6,517,000 | 6,708,000 | 6,963,000 | 7,007,000 |
| Risk-weighted assets | 56,885,000 | 58,004,000 | 59,721,000 | 62,465,000 |