Call reports 2019
PRESIDIO BANK — 2019
What PRESIDIO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 906,059,000 | 840,487,000 | 877,412,000 |
| Total loans | 705,115,000 | 698,074,000 | 700,379,000 |
| Allowance for loan losses | 7,463,000 | 7,463,000 | 7,463,000 |
| Securities available for sale | 50,776,000 | 48,523,000 | 45,267,000 |
| Securities held to maturity | 563,000 | 467,000 | 465,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 793,706,000 | 722,360,000 | 754,494,000 |
| Interest-bearing deposits | 427,325,000 | 414,712,000 | 439,189,000 |
| Noninterest-bearing deposits | 366,381,000 | 307,648,000 | 315,305,000 |
| Equity capital | 92,619,000 | 95,964,000 | 99,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 10,495,000 | 21,193,000 | 31,699,000 |
| Interest expense | 985,000 | 2,022,000 | 3,096,000 |
| Net interest income | 9,510,000 | 19,171,000 | 28,603,000 |
| Noninterest income | 311,000 | 589,000 | 881,000 |
| Noninterest expense | 5,625,000 | 11,577,000 | 17,226,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 |
| Pretax income | 4,172,000 | 8,159,000 | 12,234,000 |
| Income tax | 1,113,000 | 2,396,000 | 3,574,000 |
| Net income | 3,059,000 | 5,763,000 | 8,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 92,470,000 | 95,556,000 | 99,014,000 |
| Total capital | 110,352,000 | 113,413,000 | 116,975,000 |
| Risk-weighted assets | 881,479,000 | 873,281,000 | 890,132,000 |