Call reports 2018
PRESIDIO BANK — 2018
What PRESIDIO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 849,928,000 | 853,318,000 | 834,169,000 | 862,435,000 |
| Total loans | 649,994,000 | 653,226,000 | 668,935,000 | 710,938,000 |
| Allowance for loan losses | 7,325,000 | 7,325,000 | 7,423,000 | 7,439,000 |
| Securities available for sale | 6,553,000 | 35,887,000 | 53,819,000 | 52,468,000 |
| Securities held to maturity | 590,000 | 583,000 | 577,000 | 570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 758,185,000 | 757,467,000 | 734,472,000 | 758,718,000 |
| Interest-bearing deposits | 420,984,000 | 459,113,000 | 418,979,000 | 439,359,000 |
| Noninterest-bearing deposits | 337,201,000 | 298,354,000 | 315,493,000 | 319,358,000 |
| Equity capital | 77,218,000 | 80,739,000 | 84,755,000 | 88,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,570,000 | 17,612,000 | 27,479,000 | 37,801,000 |
| Interest expense | 487,000 | 1,194,000 | 1,946,000 | 2,757,000 |
| Net interest income | 8,083,000 | 16,418,000 | 25,533,000 | 35,044,000 |
| Noninterest income | 319,000 | 628,000 | 906,000 | 1,221,000 |
| Noninterest expense | 5,207,000 | 10,312,000 | 15,243,000 | 20,268,000 |
| Provision for loan losses | 159,000 | 159,000 | 257,000 | 273,000 |
| Pretax income | 3,036,000 | 6,575,000 | 10,939,000 | 15,724,000 |
| Income tax | 811,000 | 1,521,000 | 2,391,000 | 3,894,000 |
| Net income | 2,225,000 | 5,054,000 | 8,548,000 | 11,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,320,000 | 80,903,000 | 85,185,000 | 88,661,000 |
| Total capital | 95,299,000 | 98,828,000 | 103,106,000 | 106,518,000 |
| Risk-weighted assets | 815,428,000 | 819,057,000 | 837,334,000 | 883,752,000 |