Call reports 2017
PRESIDIO BANK — 2017
What PRESIDIO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 691,856,000 | 746,226,000 | 785,623,000 | 793,858,000 |
| Total loans | 578,033,000 | 603,690,000 | 617,268,000 | 626,282,000 |
| Allowance for loan losses | 6,868,000 | 7,015,000 | 7,166,000 | 7,166,000 |
| Securities available for sale | 8,027,000 | 7,518,000 | 7,557,000 | 7,074,000 |
| Securities held to maturity | 611,000 | 606,000 | 601,000 | 596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 608,436,000 | 659,928,000 | 697,474,000 | 704,153,000 |
| Interest-bearing deposits | 375,376,000 | 409,584,000 | 392,747,000 | 409,084,000 |
| Noninterest-bearing deposits | 233,059,000 | 250,344,000 | 304,726,000 | 295,070,000 |
| Equity capital | 69,327,000 | 71,309,000 | 73,802,000 | 74,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,854,000 | 14,201,000 | 22,563,000 | 30,799,000 |
| Interest expense | 422,000 | 865,000 | 1,337,000 | 1,819,000 |
| Net interest income | 6,432,000 | 13,336,000 | 21,226,000 | 28,980,000 |
| Noninterest income | 202,000 | 393,000 | 661,000 | 948,000 |
| Noninterest expense | 4,705,000 | 9,073,000 | 13,693,000 | 18,294,000 |
| Provision for loan losses | 0 | 198,000 | 298,000 | 298,000 |
| Pretax income | 1,929,000 | 4,458,000 | 7,896,000 | 11,336,000 |
| Income tax | 725,000 | 1,663,000 | 3,021,000 | 5,859,000 |
| Net income | 1,204,000 | 2,795,000 | 4,875,000 | 5,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,437,000 | 71,358,000 | 73,838,000 | 74,814,000 |
| Total capital | 86,790,000 | 88,895,000 | 91,470,000 | 92,446,000 |
| Risk-weighted assets | 686,478,000 | 740,911,000 | 750,746,000 | 763,780,000 |