Call reports 2016
PRESIDIO BANK — 2016
What PRESIDIO BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 653,208,000 | 647,784,000 | 737,870,000 | 747,503,000 |
| Total loans | 522,941,000 | 544,577,000 | 542,867,000 | 572,779,000 |
| Allowance for loan losses | 6,301,000 | 6,368,000 | 6,642,000 | 6,868,000 |
| Securities available for sale | 10,246,000 | 9,775,000 | 9,119,000 | 8,417,000 |
| Securities held to maturity | 628,000 | 624,000 | 620,000 | 616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,781,000 | 540,224,000 | 655,945,000 | 663,484,000 |
| Interest-bearing deposits | 365,909,000 | 339,103,000 | 433,067,000 | 405,726,000 |
| Noninterest-bearing deposits | 210,872,000 | 201,121,000 | 222,877,000 | 257,758,000 |
| Equity capital | 60,024,000 | 63,777,000 | 65,625,000 | 67,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,372,000 | 12,682,000 | 19,257,000 | 25,992,000 |
| Interest expense | 413,000 | 850,000 | 1,320,000 | 1,775,000 |
| Net interest income | 5,959,000 | 11,832,000 | 17,937,000 | 24,217,000 |
| Noninterest income | 171,000 | 333,000 | 510,000 | 698,000 |
| Noninterest expense | 4,572,000 | 8,566,000 | 12,654,000 | 16,930,000 |
| Provision for loan losses | 0 | 67,000 | 341,000 | 567,000 |
| Pretax income | 1,558,000 | 3,532,000 | 5,452,000 | 7,418,000 |
| Income tax | 618,000 | 1,442,000 | 2,178,000 | 2,941,000 |
| Net income | 940,000 | 2,090,000 | 3,274,000 | 4,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,088,000 | 63,796,000 | 65,665,000 | 67,499,000 |
| Total capital | 76,554,000 | 80,341,000 | 82,498,000 | 84,594,000 |
| Risk-weighted assets | 614,143,000 | 630,029,000 | 638,019,000 | 667,203,000 |