Call reports 2015
PRESIDIO BANK — 2015
What PRESIDIO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 548,536,000 | 594,308,000 | 614,492,000 | 654,650,000 |
| Total loans | 416,492,000 | 446,068,000 | 475,466,000 | 523,814,000 |
| Allowance for loan losses | 5,172,000 | 5,172,000 | 5,594,000 | 6,301,000 |
| Securities available for sale | 10,453,000 | 10,173,000 | 9,794,000 | 10,627,000 |
| Securities held to maturity | 639,000 | 636,000 | 634,000 | 631,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,548,000 | 516,024,000 | 534,480,000 | 579,350,000 |
| Interest-bearing deposits | 320,124,000 | 325,895,000 | 330,132,000 | 368,353,000 |
| Noninterest-bearing deposits | 162,424,000 | 190,129,000 | 204,348,000 | 210,998,000 |
| Equity capital | 48,473,000 | 60,921,000 | 54,832,000 | 57,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,995,000 | 10,167,000 | 15,724,000 | 21,583,000 |
| Interest expense | 404,000 | 833,000 | 1,253,000 | 1,662,000 |
| Net interest income | 4,591,000 | 9,334,000 | 14,471,000 | 19,921,000 |
| Noninterest income | 169,000 | 352,000 | 543,000 | 701,000 |
| Noninterest expense | 3,949,000 | 7,692,000 | 11,431,000 | 15,328,000 |
| Provision for loan losses | 0 | 0 | 422,000 | 1,129,000 |
| Pretax income | 811,000 | 1,994,000 | 3,161,000 | 4,165,000 |
| Income tax | 328,000 | 815,000 | 1,295,000 | 1,623,000 |
| Net income | 483,000 | 1,179,000 | 1,866,000 | 2,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,530,000 | 60,980,000 | 54,966,000 | 57,696,000 |
| Total capital | 64,239,000 | 76,689,000 | 71,097,000 | 74,533,000 |
| Risk-weighted assets | 487,329,000 | 524,431,000 | 568,135,000 | 613,342,000 |