Call reports 2014
PRESIDIO BANK — 2014
What PRESIDIO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 476,412,000 | 483,593,000 | 510,335,000 | 542,753,000 |
| Total loans | 389,749,000 | 408,752,000 | 401,421,000 | 415,741,000 |
| Allowance for loan losses | 4,871,000 | 4,952,000 | 4,952,000 | 5,172,000 |
| Securities available for sale | 10,762,000 | 10,788,000 | 10,666,000 | 10,641,000 |
| Securities held to maturity | 667,000 | 666,000 | 665,000 | 664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,103,000 | 409,405,000 | 450,504,000 | 481,691,000 |
| Interest-bearing deposits | 280,901,000 | 276,866,000 | 283,094,000 | 317,338,000 |
| Noninterest-bearing deposits | 143,202,000 | 132,538,000 | 167,411,000 | 164,353,000 |
| Equity capital | 45,027,000 | 45,946,000 | 46,870,000 | 47,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,573,000 | 9,414,000 | 14,377,000 | 19,718,000 |
| Interest expense | 194,000 | 389,000 | 586,000 | 1,009,000 |
| Net interest income | 4,379,000 | 9,025,000 | 13,791,000 | 18,709,000 |
| Noninterest income | 170,000 | 352,000 | 534,000 | 701,000 |
| Noninterest expense | 3,375,000 | 6,716,000 | 10,121,000 | 13,729,000 |
| Provision for loan losses | 0 | 81,000 | 81,000 | 301,000 |
| Pretax income | 1,174,000 | 2,580,000 | 4,123,000 | 5,380,000 |
| Income tax | 482,000 | 1,058,000 | 1,706,000 | 2,234,000 |
| Net income | 692,000 | 1,522,000 | 2,417,000 | 3,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,183,000 | 46,054,000 | 47,011,000 | 47,909,000 |
| Total capital | 50,591,000 | 51,543,000 | 62,500,000 | 63,618,000 |
| Risk-weighted assets | 438,560,000 | 458,930,000 | 464,621,000 | 479,181,000 |