Call reports 2013
PRESIDIO BANK — 2013
What PRESIDIO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 383,241,000 | 433,186,000 | 423,523,000 | 443,818,000 |
| Total loans | 318,766,000 | 333,724,000 | 351,470,000 | 373,421,000 |
| Allowance for loan losses | 4,945,000 | 4,865,000 | 4,865,000 | 4,867,000 |
| Securities available for sale | 10,163,000 | 10,731,000 | 10,784,000 | 10,796,000 |
| Securities held to maturity | 671,000 | 670,000 | 669,000 | 668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,891,000 | 384,442,000 | 373,507,000 | 397,159,000 |
| Interest-bearing deposits | 212,880,000 | 232,988,000 | 243,088,000 | 261,532,000 |
| Noninterest-bearing deposits | 122,011,000 | 151,454,000 | 130,419,000 | 135,627,000 |
| Equity capital | 46,297,000 | 46,638,000 | 47,493,000 | 44,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,897,000 | 8,049,000 | 12,366,000 | 16,754,000 |
| Interest expense | 193,000 | 398,000 | 607,000 | 807,000 |
| Net interest income | 3,704,000 | 7,651,000 | 11,759,000 | 15,947,000 |
| Noninterest income | 129,000 | 274,000 | 420,000 | 571,000 |
| Noninterest expense | 3,090,000 | 6,281,000 | 9,301,000 | 12,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 743,000 | 1,644,000 | 2,878,000 | 4,131,000 |
| Income tax | 305,000 | 674,000 | 1,180,000 | 1,694,000 |
| Net income | 438,000 | 970,000 | 1,698,000 | 2,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,335,000 | 45,907,000 | 47,201,000 | 44,453,000 |
| Total capital | 49,913,000 | 50,692,000 | 52,225,000 | 49,770,000 |
| Risk-weighted assets | 365,244,000 | 382,107,000 | 401,452,000 | 425,269,000 |