Call reports 2012
PRESIDIO BANK — 2012
What PRESIDIO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 371,672,000 | 393,437,000 | 415,329,000 | 405,459,000 |
| Total loans | 250,255,000 | 264,061,000 | 264,889,000 | 313,992,000 |
| Allowance for loan losses | 4,945,000 | 4,945,000 | 4,945,000 | 4,945,000 |
| Securities available for sale | 0 | 0 | 0 | 10,229,000 |
| Securities held to maturity | 675,000 | 674,000 | 673,000 | 672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,102,000 | 346,459,000 | 367,814,000 | 357,373,000 |
| Interest-bearing deposits | 228,096,000 | 242,516,000 | 249,527,000 | 223,124,000 |
| Noninterest-bearing deposits | 97,006,000 | 103,942,000 | 118,288,000 | 134,249,000 |
| Equity capital | 45,024,000 | 45,474,000 | 45,916,000 | 45,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,737,000 | 7,451,000 | 11,150,000 | 14,832,000 |
| Interest expense | 240,000 | 458,000 | 670,000 | 880,000 |
| Net interest income | 3,497,000 | 6,993,000 | 10,480,000 | 13,952,000 |
| Noninterest income | 111,000 | 248,000 | 367,000 | 528,000 |
| Noninterest expense | 2,984,000 | 5,828,000 | 8,654,000 | 12,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 624,000 | 1,413,000 | 2,193,000 | 2,273,000 |
| Income tax | 256,000 | 579,000 | 904,000 | 981,000 |
| Net income | 368,000 | 834,000 | 1,289,000 | 1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,724,000 | 43,774,000 | 44,416,000 | 44,607,000 |
| Total capital | 46,301,000 | 47,544,000 | 48,294,000 | 49,088,000 |
| Risk-weighted assets | 284,363,000 | 299,954,000 | 308,678,000 | 357,353,000 |