Call reports 2011
PRESIDIO BANK — 2011
What PRESIDIO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 294,578,000 | 302,634,000 | 328,392,000 | 357,350,000 |
| Total loans | 256,392,000 | 261,304,000 | 257,528,000 | 270,397,000 |
| Allowance for loan losses | 4,649,000 | 4,975,000 | 4,918,000 | 4,944,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 679,000 | 678,000 | 677,000 | 676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,419,000 | 251,343,000 | 279,495,000 | 310,760,000 |
| Interest-bearing deposits | 188,528,000 | 179,616,000 | 193,141,000 | 221,551,000 |
| Noninterest-bearing deposits | 61,891,000 | 71,728,000 | 86,354,000 | 89,209,000 |
| Equity capital | 39,794,000 | 43,806,000 | 44,260,000 | 44,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,525,000 | 7,179,000 | 10,966,000 | 14,687,000 |
| Interest expense | 305,000 | 601,000 | 892,000 | 1,160,000 |
| Net interest income | 3,220,000 | 6,578,000 | 10,074,000 | 13,527,000 |
| Noninterest income | 103,000 | 193,000 | 312,000 | 416,000 |
| Noninterest expense | 2,774,000 | 5,597,000 | 8,375,000 | 11,116,000 |
| Provision for loan losses | 228,000 | 820,000 | 820,000 | 841,000 |
| Pretax income | 321,000 | 354,000 | 1,191,000 | 1,986,000 |
| Income tax | 3,000 | -4,718,000 | -4,374,000 | -4,060,000 |
| Net income | 318,000 | 5,072,000 | 5,565,000 | 6,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,794,000 | 40,606,000 | 41,060,000 | 41,691,000 |
| Total capital | 43,331,000 | 44,242,000 | 44,683,000 | 45,504,000 |
| Risk-weighted assets | 281,458,000 | 289,114,000 | 288,088,000 | 303,494,000 |