Call reports 2010
PRESIDIO BANK — 2010
What PRESIDIO BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 257,172,000 | 264,175,000 | 283,081,000 | 291,525,000 |
| Total loans | 215,072,000 | 226,599,000 | 230,223,000 | 258,612,000 |
| Allowance for loan losses | 4,926,000 | 4,926,000 | 5,524,000 | 4,912,000 |
| Securities available for sale | 4,008,000 | 4,001,000 | 0 | 0 |
| Securities held to maturity | 683,000 | 682,000 | 681,000 | 680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,330,000 | 216,680,000 | 239,590,000 | 247,367,000 |
| Interest-bearing deposits | 158,288,000 | 153,575,000 | 182,438,000 | 188,668,000 |
| Noninterest-bearing deposits | 52,042,000 | 63,105,000 | 57,152,000 | 58,699,000 |
| Equity capital | 38,473,000 | 38,888,000 | 38,952,000 | 39,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,962,000 | 6,141,000 | 9,373,000 | 12,890,000 |
| Interest expense | 412,000 | 818,000 | 1,196,000 | 1,516,000 |
| Net interest income | 2,550,000 | 5,323,000 | 8,177,000 | 11,374,000 |
| Noninterest income | 68,000 | 212,000 | 287,000 | 311,000 |
| Noninterest expense | 2,437,000 | 5,009,000 | 7,335,000 | 9,862,000 |
| Provision for loan losses | 0 | 0 | 598,000 | 894,000 |
| Pretax income | 181,000 | 526,000 | 531,000 | 929,000 |
| Income tax | 0 | 0 | 11,000 | 28,000 |
| Net income | 181,000 | 526,000 | 520,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,465,000 | 38,887,000 | 38,952,000 | 39,388,000 |
| Total capital | 41,459,000 | 42,053,000 | 42,185,000 | 42,921,000 |
| Risk-weighted assets | 237,181,000 | 251,093,000 | 255,937,000 | 280,822,000 |