Call reports 2009
PRESIDIO BANK — 2009
What PRESIDIO BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 212,091,000 | 213,617,000 | 224,752,000 | 244,181,000 |
| Total loans | 177,125,000 | 180,868,000 | 195,726,000 | 217,976,000 |
| Allowance for loan losses | 2,983,000 | 3,267,000 | 4,393,000 | 4,926,000 |
| Securities available for sale | 0 | 4,018,000 | 4,019,000 | 4,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,242,000 | 171,264,000 | 188,620,000 | 194,393,000 |
| Interest-bearing deposits | 139,048,000 | 132,195,000 | 141,574,000 | 147,076,000 |
| Noninterest-bearing deposits | 30,194,000 | 39,070,000 | 47,046,000 | 47,317,000 |
| Equity capital | 29,844,000 | 29,094,000 | 27,704,000 | 38,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,346,000 | 4,759,000 | 7,367,000 | 10,297,000 |
| Interest expense | 512,000 | 984,000 | 1,433,000 | 1,859,000 |
| Net interest income | 1,834,000 | 3,775,000 | 5,934,000 | 8,438,000 |
| Noninterest income | 45,000 | 94,000 | 154,000 | 221,000 |
| Noninterest expense | 2,364,000 | 4,911,000 | 7,469,000 | 9,838,000 |
| Provision for loan losses | 0 | 292,000 | 1,418,000 | 1,951,000 |
| Pretax income | -485,000 | -1,334,000 | -2,799,000 | -3,130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -485,000 | -1,334,000 | -2,799,000 | -3,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,844,000 | 29,076,000 | 27,685,000 | 38,205,000 |
| Total capital | 32,448,000 | 31,775,000 | 30,422,000 | 41,220,000 |
| Risk-weighted assets | 207,851,000 | 215,171,000 | 216,874,000 | 238,899,000 |