Call reports 2008
PRESIDIO BANK — 2008
What PRESIDIO BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 160,096,000 | 162,029,000 | 202,690,000 | 224,501,000 |
| Total loans | 96,202,000 | 135,484,000 | 179,823,000 | 180,019,000 |
| Allowance for loan losses | 1,381,000 | 2,058,000 | 2,676,000 | 2,983,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,952,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,059,000 | 126,124,000 | 148,679,000 | 168,469,000 |
| Interest-bearing deposits | 109,122,000 | 107,003,000 | 126,799,000 | 139,023,000 |
| Noninterest-bearing deposits | 16,936,000 | 19,120,000 | 21,881,000 | 29,447,000 |
| Equity capital | 33,418,000 | 31,958,000 | 31,052,000 | 30,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 3,963,000 | 6,518,000 | 9,263,000 |
| Interest expense | 698,000 | 1,253,000 | 2,009,000 | 2,881,000 |
| Net interest income | 1,231,000 | 2,710,000 | 4,509,000 | 6,382,000 |
| Noninterest income | 187,000 | 195,000 | 220,000 | 246,000 |
| Noninterest expense | 2,096,000 | 4,487,000 | 6,711,000 | 9,127,000 |
| Provision for loan losses | 313,000 | 990,000 | 1,608,000 | 1,915,000 |
| Pretax income | -991,000 | -2,572,000 | -3,590,000 | -4,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -991,000 | -2,572,000 | -3,590,000 | -4,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,418,000 | 31,958,000 | 31,052,000 | 30,312,000 |
| Total capital | 34,853,000 | 33,984,000 | 33,658,000 | 32,978,000 |
| Risk-weighted assets | 146,151,000 | 161,982,000 | 208,476,000 | 212,072,000 |