Call reports 2007
PRESIDIO BANK — 2007
What PRESIDIO BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 74,088,000 | 92,637,000 | 115,265,000 | 130,915,000 |
| Total loans | 34,538,000 | 38,266,000 | 54,499,000 | 74,811,000 |
| Allowance for loan losses | 414,000 | 456,000 | 775,000 | 1,068,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 44,933,000 | 29,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,818,000 | 55,849,000 | 79,660,000 | 95,917,000 |
| Interest-bearing deposits | 32,567,000 | 48,568,000 | 70,240,000 | 83,698,000 |
| Noninterest-bearing deposits | 4,251,000 | 7,281,000 | 9,419,000 | 12,219,000 |
| Equity capital | 36,902,000 | 36,158,000 | 34,972,000 | 34,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 2,282,000 | 4,002,000 | 5,937,000 |
| Interest expense | 224,000 | 629,000 | 1,312,000 | 2,072,000 |
| Net interest income | 775,000 | 1,653,000 | 2,690,000 | 3,865,000 |
| Noninterest income | 2,000 | 2,000 | 8,000 | 14,000 |
| Noninterest expense | 1,405,000 | 3,049,000 | 5,123,000 | 6,810,000 |
| Provision for loan losses | 112,000 | 154,000 | 473,000 | 766,000 |
| Pretax income | -740,000 | -1,548,000 | -2,898,000 | -3,697,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -740,000 | -1,548,000 | -2,898,000 | -3,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,902,000 | 36,158,000 | 34,972,000 | 34,288,000 |
| Total capital | 37,342,000 | 36,640,000 | 35,780,000 | 35,391,000 |
| Risk-weighted assets | 50,076,000 | 57,945,000 | 116,944,000 | 123,220,000 |