Call reports 2010
RESURGENS BANK — 2010
What RESURGENS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 77,338,000 | 80,567,000 | 80,098,000 | 79,927,000 |
| Total loans | 54,207,000 | 54,075,000 | 53,898,000 | 53,802,000 |
| Allowance for loan losses | 680,000 | 700,000 | 700,000 | 754,000 |
| Securities available for sale | 9,988,000 | 4,933,000 | 10,679,000 | 19,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,606,000 | 70,523,000 | 70,034,000 | 69,732,000 |
| Interest-bearing deposits | 63,913,000 | 66,269,000 | 65,747,000 | 66,104,000 |
| Noninterest-bearing deposits | 3,693,000 | 4,254,000 | 4,287,000 | 3,628,000 |
| Equity capital | 9,552,000 | 9,684,000 | 9,832,000 | 9,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,927,000 | 2,951,000 | 3,925,000 |
| Interest expense | 313,000 | 626,000 | 922,000 | 1,190,000 |
| Net interest income | 617,000 | 1,301,000 | 2,029,000 | 2,735,000 |
| Noninterest income | 48,000 | 98,000 | 151,000 | 197,000 |
| Noninterest expense | 607,000 | 1,203,000 | 1,848,000 | 2,410,000 |
| Provision for loan losses | 108,000 | 128,000 | 128,000 | 182,000 |
| Pretax income | -50,000 | 68,000 | 204,000 | 340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -50,000 | 68,000 | 204,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,525,000 | 9,667,000 | 9,828,000 | 9,974,000 |
| Total capital | 10,205,000 | 10,367,000 | 10,528,000 | 10,675,000 |
| Risk-weighted assets | 57,067,000 | 59,056,000 | 59,134,000 | 59,618,000 |