Call reports 2009
RESURGENS BANK — 2009
What RESURGENS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,632,000 | 51,458,000 | 72,780,000 | 72,459,000 |
| Total loans | 23,253,000 | 29,501,000 | 41,056,000 | 49,295,000 |
| Allowance for loan losses | 269,000 | 341,000 | 475,000 | 569,000 |
| Securities available for sale | 3,554,000 | 3,067,000 | 10,334,000 | 13,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,364,000 | 41,438,000 | 62,944,000 | 62,667,000 |
| Interest-bearing deposits | 28,067,000 | 39,487,000 | 60,421,000 | 60,760,000 |
| Noninterest-bearing deposits | 1,297,000 | 1,951,000 | 2,523,000 | 1,907,000 |
| Equity capital | 10,124,000 | 9,830,000 | 9,573,000 | 9,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 857,000 | 1,532,000 | 2,398,000 |
| Interest expense | 157,000 | 406,000 | 748,000 | 1,089,000 |
| Net interest income | 178,000 | 451,000 | 784,000 | 1,309,000 |
| Noninterest income | 25,000 | 48,000 | 89,000 | 137,000 |
| Noninterest expense | 482,000 | 1,033,000 | 1,581,000 | 2,133,000 |
| Provision for loan losses | 108,000 | 180,000 | 320,000 | 414,000 |
| Pretax income | -387,000 | -714,000 | -1,028,000 | -1,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -387,000 | -714,000 | -1,028,000 | -1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,107,000 | 9,803,000 | 9,514,000 | 9,527,000 |
| Total capital | 10,376,000 | 10,144,000 | 9,989,000 | 10,096,000 |
| Risk-weighted assets | 26,834,000 | 34,145,000 | 47,268,000 | 53,461,000 |