Call reports 2007
OLD SECOND BANK-KANE COUNTY — 2007
What OLD SECOND BANK-KANE COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 392,426,000 | 418,827,000 |
| Total loans | 264,742,000 | 265,803,000 |
| Allowance for loan losses | 2,158,000 | 2,175,000 |
| Securities available for sale | 78,281,000 | 82,220,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 357,214,000 | 383,287,000 |
| Interest-bearing deposits | 324,867,000 | 353,179,000 |
| Noninterest-bearing deposits | 32,347,000 | 30,108,000 |
| Equity capital | 32,675,000 | 33,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 5,935,000 | 11,955,000 |
| Interest expense | 3,361,000 | 6,741,000 |
| Net interest income | 2,574,000 | 5,214,000 |
| Noninterest income | 597,000 | 1,190,000 |
| Noninterest expense | 2,179,000 | 4,213,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 992,000 | 2,191,000 |
| Income tax | 267,000 | 638,000 |
| Net income | 725,000 | 1,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 30,760,000 | 31,587,000 |
| Total capital | 32,917,000 | 33,761,000 |
| Risk-weighted assets | 288,776,000 | 311,551,000 |