Call reports 2006
OLD SECOND BANK-KANE COUNTY — 2006
What OLD SECOND BANK-KANE COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 379,636,000 | 397,484,000 | 410,826,000 | 408,928,000 |
| Total loans | 270,879,000 | 274,631,000 | 274,400,000 | 262,502,000 |
| Allowance for loan losses | 1,968,000 | 2,043,000 | 2,142,000 | 2,138,000 |
| Securities available for sale | 81,348,000 | 80,354,000 | 80,414,000 | 76,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,793,000 | 363,311,000 | 375,259,000 | 371,525,000 |
| Interest-bearing deposits | 317,317,000 | 328,266,000 | 343,064,000 | 336,338,000 |
| Noninterest-bearing deposits | 28,476,000 | 35,045,000 | 32,195,000 | 35,187,000 |
| Equity capital | 31,539,000 | 32,091,000 | 33,176,000 | 33,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,427,000 | 11,188,000 | 17,122,000 | 23,261,000 |
| Interest expense | 2,405,000 | 5,130,000 | 8,200,000 | 11,655,000 |
| Net interest income | 3,022,000 | 6,058,000 | 8,922,000 | 11,606,000 |
| Noninterest income | 610,000 | 1,080,000 | 1,545,000 | 1,982,000 |
| Noninterest expense | 1,983,000 | 3,986,000 | 6,112,000 | 8,153,000 |
| Provision for loan losses | 50,000 | 350,000 | 450,000 | 450,000 |
| Pretax income | 1,599,000 | 2,802,000 | 3,905,000 | 4,985,000 |
| Income tax | 510,000 | 861,000 | 1,154,000 | 1,459,000 |
| Net income | 1,089,000 | 1,941,000 | 2,751,000 | 3,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,127,000 | 30,979,000 | 31,509,000 | 32,034,000 |
| Total capital | 32,080,000 | 33,007,000 | 33,634,000 | 34,171,000 |
| Risk-weighted assets | 289,124,000 | 296,956,000 | 298,286,000 | 291,857,000 |
Machine access — free, no API key
Every figure shown here about OLD SECOND BANK-KANE COUNTY — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.