Call reports 2005
OLD SECOND BANK-KANE COUNTY — 2005
What OLD SECOND BANK-KANE COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 353,094,000 | 368,204,000 | 377,962,000 | 381,271,000 |
| Total loans | 254,648,000 | 253,400,000 | 263,068,000 | 266,370,000 |
| Allowance for loan losses | 1,915,000 | 1,924,000 | 1,900,000 | 1,896,000 |
| Securities available for sale | 78,772,000 | 75,853,000 | 87,338,000 | 84,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,467,000 | 337,319,000 | 346,091,000 | 347,443,000 |
| Interest-bearing deposits | 281,755,000 | 303,891,000 | 315,580,000 | 315,127,000 |
| Noninterest-bearing deposits | 38,712,000 | 33,427,000 | 30,511,000 | 32,316,000 |
| Equity capital | 27,380,000 | 28,762,000 | 29,640,000 | 30,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,439,000 | 9,168,000 | 14,234,000 | 19,558,000 |
| Interest expense | 1,530,000 | 3,211,000 | 5,153,000 | 7,315,000 |
| Net interest income | 2,909,000 | 5,957,000 | 9,081,000 | 12,243,000 |
| Noninterest income | 371,000 | 796,000 | 1,299,000 | 1,778,000 |
| Noninterest expense | 1,874,000 | 3,828,000 | 5,653,000 | 7,550,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,406,000 | 2,922,000 | 4,724,000 | 6,468,000 |
| Income tax | 447,000 | 935,000 | 1,531,000 | 2,103,000 |
| Net income | 959,000 | 1,987,000 | 3,193,000 | 4,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,632,000 | 26,660,000 | 27,867,000 | 29,038,000 |
| Total capital | 27,547,000 | 28,584,000 | 29,752,000 | 30,919,000 |
| Risk-weighted assets | 266,812,000 | 280,353,000 | 294,319,000 | 289,993,000 |
Machine access — free, no API key
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