Call reports 2004
OLD SECOND BANK-KANE COUNTY — 2004
What OLD SECOND BANK-KANE COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 300,228,000 | 316,461,000 | 346,697,000 | 348,677,000 |
| Total loans | 230,512,000 | 235,708,000 | 242,039,000 | 245,874,000 |
| Allowance for loan losses | 2,794,000 | 2,804,000 | 2,807,000 | 1,859,000 |
| Securities available for sale | 53,526,000 | 60,588,000 | 60,189,000 | 75,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,767,000 | 289,950,000 | 319,019,000 | 319,423,000 |
| Interest-bearing deposits | 234,563,000 | 263,973,000 | 287,362,000 | 279,293,000 |
| Noninterest-bearing deposits | 24,204,000 | 25,977,000 | 31,657,000 | 40,130,000 |
| Equity capital | 23,744,000 | 24,796,000 | 25,797,000 | 26,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,664,000 | 7,412,000 | 11,421,000 | 15,737,000 |
| Interest expense | 1,054,000 | 2,156,000 | 3,435,000 | 4,889,000 |
| Net interest income | 2,610,000 | 5,256,000 | 7,986,000 | 10,848,000 |
| Noninterest income | 334,000 | 736,000 | 1,143,000 | 1,564,000 |
| Noninterest expense | 1,612,000 | 3,266,000 | 5,129,000 | 6,975,000 |
| Provision for loan losses | 0 | 0 | 0 | -975,000 |
| Pretax income | 1,393,000 | 2,786,000 | 4,076,000 | 6,502,000 |
| Income tax | 486,000 | 961,000 | 1,392,000 | 2,264,000 |
| Net income | 907,000 | 1,825,000 | 2,684,000 | 4,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,968,000 | 22,711,000 | 23,350,000 | 24,674,000 |
| Total capital | 23,762,000 | 25,515,000 | 26,157,000 | 26,534,000 |
| Risk-weighted assets | 237,249,000 | 246,802,000 | 255,113,000 | 259,984,000 |
Machine access — free, no API key
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