Call reports 2001
OLD SECOND BANK-KANE COUNTY — 2001
What OLD SECOND BANK-KANE COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 178,566,000 | 192,889,000 | 201,792,000 | 200,558,000 |
| Total loans | 118,432,000 | 120,447,000 | 132,172,000 | 139,457,000 |
| Allowance for loan losses | 1,638,000 | 1,770,000 | 1,812,000 | 2,003,000 |
| Securities available for sale | 45,351,000 | 40,485,000 | 44,880,000 | 44,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,467,000 | 174,260,000 | 182,371,000 | 181,661,000 |
| Interest-bearing deposits | 145,136,000 | 156,767,000 | 166,395,000 | 161,580,000 |
| Noninterest-bearing deposits | 15,331,000 | 17,493,000 | 15,976,000 | 20,081,000 |
| Equity capital | 16,749,000 | 17,093,000 | 17,648,000 | 17,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,235,000 | 6,525,000 | 9,818,000 | 13,083,000 |
| Interest expense | 1,592,000 | 3,093,000 | 4,545,000 | 5,844,000 |
| Net interest income | 1,643,000 | 3,432,000 | 5,273,000 | 7,239,000 |
| Noninterest income | 195,000 | 407,000 | 676,000 | 961,000 |
| Noninterest expense | 1,191,000 | 2,441,000 | 3,670,000 | 4,948,000 |
| Provision for loan losses | 80,000 | 200,000 | 320,000 | 440,000 |
| Pretax income | 571,000 | 1,198,000 | 1,962,000 | 2,856,000 |
| Income tax | 168,000 | 365,000 | 625,000 | 932,000 |
| Net income | 403,000 | 833,000 | 1,337,000 | 1,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,669,000 | 14,055,000 | 14,464,000 | 14,903,000 |
| Total capital | 15,238,000 | 15,649,000 | 16,185,000 | 16,678,000 |
| Risk-weighted assets | 125,467,000 | 127,328,000 | 137,584,000 | 141,783,000 |