Call reports 2005
BANK OF JENA — 2005
What BANK OF JENA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 55,150,000 | 52,180,000 | 52,657,000 | 51,898,000 |
| Total loans | 24,287,000 | 25,101,000 | 21,938,000 | 22,533,000 |
| Allowance for loan losses | 264,000 | 280,000 | 289,000 | 295,000 |
| Securities available for sale | 18,753,000 | 18,738,000 | 17,837,000 | 17,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,626,000 | 44,367,000 | 44,891,000 | 44,575,000 |
| Interest-bearing deposits | 39,219,000 | 37,054,000 | 35,939,000 | 36,303,000 |
| Noninterest-bearing deposits | 8,407,000 | 7,313,000 | 8,952,000 | 8,272,000 |
| Equity capital | 4,477,000 | 4,765,000 | 4,712,000 | 4,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,273,000 | 1,951,000 | 2,663,000 |
| Interest expense | 139,000 | 274,000 | 430,000 | 615,000 |
| Net interest income | 490,000 | 999,000 | 1,521,000 | 2,048,000 |
| Noninterest income | 118,000 | 231,000 | 350,000 | 511,000 |
| Noninterest expense | 550,000 | 1,087,000 | 1,641,000 | 2,283,000 |
| Provision for loan losses | 5,000 | 30,000 | 40,000 | 55,000 |
| Pretax income | 53,000 | 113,000 | 190,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 113,000 | 190,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,855,000 | 4,878,000 | 4,928,000 | 4,939,000 |
| Total capital | 5,119,000 | 5,158,000 | 5,217,000 | 5,234,000 |
| Risk-weighted assets | 25,564,000 | 30,222,000 | 27,530,000 | 28,342,000 |