Call reports 2019
SECURITY FINANCIAL BANK — 2019
What SECURITY FINANCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 480,489,000 | 483,468,000 | 499,252,000 | 501,272,000 |
| Total loans | 347,487,000 | 356,809,000 | 357,840,000 | 360,523,000 |
| Allowance for loan losses | 4,921,000 | 5,098,000 | 5,272,000 | 5,580,000 |
| Securities available for sale | 81,786,000 | 79,542,000 | 74,749,000 | 82,678,000 |
| Securities held to maturity | 667,000 | 667,000 | 667,000 | 667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,804,000 | 379,527,000 | 400,204,000 | 411,641,000 |
| Interest-bearing deposits | 316,482,000 | 309,944,000 | 313,473,000 | 321,500,000 |
| Noninterest-bearing deposits | 69,322,000 | 69,583,000 | 86,731,000 | 90,141,000 |
| Equity capital | 52,280,000 | 51,981,000 | 53,530,000 | 54,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,283,000 | 10,813,000 | 16,391,000 | 21,903,000 |
| Interest expense | 981,000 | 2,095,000 | 3,231,000 | 4,321,000 |
| Net interest income | 4,302,000 | 8,718,000 | 13,160,000 | 17,582,000 |
| Noninterest income | 602,000 | 1,352,000 | 2,161,000 | 2,877,000 |
| Noninterest expense | 2,941,000 | 5,983,000 | 9,023,000 | 12,401,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 870,000 |
| Pretax income | 1,783,000 | 3,727,000 | 5,854,000 | 7,303,000 |
| Income tax | 12,000 | 25,000 | 38,000 | 52,000 |
| Net income | 1,771,000 | 3,702,000 | 5,816,000 | 7,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,372,000 | 43,322,000 | 44,699,000 | 46,178,000 |
| Total capital | 49,324,000 | 48,451,000 | 49,833,000 | 51,457,000 |
| Risk-weighted assets | 401,665,000 | 409,394,000 | 410,584,000 | 422,031,000 |