Call reports 2016
SECURITY FINANCIAL BANK — 2016
What SECURITY FINANCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 411,244,000 | 406,945,000 | 412,824,000 | 416,892,000 |
| Total loans | 273,747,000 | 277,075,000 | 284,642,000 | 283,066,000 |
| Allowance for loan losses | 3,801,000 | 3,952,000 | 4,105,000 | 4,236,000 |
| Securities available for sale | 104,648,000 | 100,092,000 | 96,570,000 | 98,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,410,000 | 298,672,000 | 299,935,000 | 304,984,000 |
| Interest-bearing deposits | 252,632,000 | 249,663,000 | 251,334,000 | 254,144,000 |
| Noninterest-bearing deposits | 51,778,000 | 49,009,000 | 48,601,000 | 50,840,000 |
| Equity capital | 48,923,000 | 49,970,000 | 50,026,000 | 46,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,986,000 | 7,997,000 | 12,127,000 | 16,356,000 |
| Interest expense | 715,000 | 1,426,000 | 2,160,000 | 2,898,000 |
| Net interest income | 3,271,000 | 6,571,000 | 9,967,000 | 13,458,000 |
| Noninterest income | 476,000 | 943,000 | 1,518,000 | 2,137,000 |
| Noninterest expense | 2,495,000 | 4,910,000 | 7,364,000 | 9,992,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,102,000 | 2,368,000 | 3,735,000 | 5,069,000 |
| Income tax | 12,000 | -8,000 | -2,000 | 6,000 |
| Net income | 1,090,000 | 2,376,000 | 3,737,000 | 5,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,486,000 | 42,670,000 | 42,877,000 | 42,711,000 |
| Total capital | 46,008,000 | 46,082,000 | 46,479,000 | 46,320,000 |
| Risk-weighted assets | 280,292,000 | 271,371,000 | 286,202,000 | 286,048,000 |