Call reports 2015
SECURITY FINANCIAL BANK — 2015
What SECURITY FINANCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 413,459,000 | 404,239,000 | 406,378,000 | 416,689,000 |
| Total loans | 237,580,000 | 247,725,000 | 265,859,000 | 273,258,000 |
| Allowance for loan losses | 3,511,000 | 3,549,000 | 3,584,000 | 3,651,000 |
| Securities available for sale | 137,853,000 | 116,965,000 | 107,579,000 | 102,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,608,000 | 297,596,000 | 299,243,000 | 310,720,000 |
| Interest-bearing deposits | 256,706,000 | 247,574,000 | 247,950,000 | 253,108,000 |
| Noninterest-bearing deposits | 48,902,000 | 50,022,000 | 51,293,000 | 57,612,000 |
| Equity capital | 48,294,000 | 47,585,000 | 48,727,000 | 48,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,723,000 | 7,609,000 | 11,471,000 | 15,410,000 |
| Interest expense | 752,000 | 1,458,000 | 2,185,000 | 2,910,000 |
| Net interest income | 2,971,000 | 6,151,000 | 9,286,000 | 12,500,000 |
| Noninterest income | 585,000 | 1,095,000 | 1,672,000 | 2,232,000 |
| Noninterest expense | 2,242,000 | 4,553,000 | 6,847,000 | 9,297,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,258,000 | 2,610,000 | 3,951,000 | 5,238,000 |
| Income tax | 11,000 | 16,000 | 21,000 | 26,000 |
| Net income | 1,247,000 | 2,594,000 | 3,930,000 | 5,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,770,000 | 42,213,000 | 42,997,000 | 42,400,000 |
| Total capital | 44,899,000 | 45,455,000 | 46,420,000 | 45,932,000 |
| Risk-weighted assets | 249,281,000 | 258,229,000 | 272,914,000 | 281,632,000 |