Call reports 2014
SECURITY FINANCIAL BANK — 2014
What SECURITY FINANCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 288,783,000 | 296,166,000 | 416,264,000 | 425,342,000 |
| Total loans | 166,685,000 | 169,374,000 | 228,165,000 | 230,812,000 |
| Allowance for loan losses | 4,256,000 | 3,365,000 | 3,451,000 | 3,464,000 |
| Securities available for sale | 102,248,000 | 103,539,000 | 153,397,000 | 152,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,733,000 | 208,069,000 | 310,233,000 | 319,550,000 |
| Interest-bearing deposits | 173,314,000 | 168,952,000 | 256,150,000 | 257,047,000 |
| Noninterest-bearing deposits | 24,419,000 | 39,117,000 | 54,083,000 | 62,503,000 |
| Equity capital | 33,149,000 | 28,366,000 | 45,492,000 | 46,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,811,000 | 5,663,000 | 9,962,000 | 13,819,000 |
| Interest expense | 752,000 | 1,478,000 | 2,290,000 | 3,083,000 |
| Net interest income | 2,059,000 | 4,185,000 | 7,672,000 | 10,736,000 |
| Noninterest income | 582,000 | 700,000 | 1,806,000 | 2,714,000 |
| Noninterest expense | 1,752,000 | 3,561,000 | 6,355,000 | 9,157,000 |
| Provision for loan losses | 0 | -800,000 | -800,000 | -800,000 |
| Pretax income | 889,000 | 2,124,000 | 3,914,000 | 5,084,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 886,000 | 2,118,000 | 3,905,000 | 5,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,053,000 | 28,055,000 | 40,471,000 | 40,525,000 |
| Total capital | 36,202,000 | 30,269,000 | 43,448,000 | 43,522,000 |
| Risk-weighted assets | 172,352,000 | 179,573,000 | 236,890,000 | 238,544,000 |