Call reports 2013
SECURITY FINANCIAL BANK — 2013
What SECURITY FINANCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 303,737,000 | 297,204,000 | 291,642,000 | 290,394,000 |
| Total loans | 158,633,000 | 161,594,000 | 162,262,000 | 165,185,000 |
| Allowance for loan losses | 4,577,000 | 4,239,000 | 4,268,000 | 4,265,000 |
| Securities available for sale | 117,960,000 | 115,852,000 | 108,907,000 | 104,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,083,000 | 205,293,000 | 197,360,000 | 201,234,000 |
| Interest-bearing deposits | 187,063,000 | 180,982,000 | 175,236,000 | 174,994,000 |
| Noninterest-bearing deposits | 22,020,000 | 24,311,000 | 22,124,000 | 26,240,000 |
| Equity capital | 36,199,000 | 33,889,000 | 30,672,000 | 31,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,861,000 | 5,870,000 | 8,906,000 | 11,778,000 |
| Interest expense | 851,000 | 1,683,000 | 2,494,000 | 3,283,000 |
| Net interest income | 2,010,000 | 4,187,000 | 6,412,000 | 8,495,000 |
| Noninterest income | 477,000 | 954,000 | 1,436,000 | 2,003,000 |
| Noninterest expense | 1,616,000 | 3,351,000 | 5,125,000 | 6,967,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 914,000 | 1,808,000 | 2,712,000 | 3,722,000 |
| Income tax | -110,000 | -110,000 | -110,000 | -110,000 |
| Net income | 1,024,000 | 1,918,000 | 2,822,000 | 3,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,905,000 | 34,787,000 | 32,480,000 | 33,478,000 |
| Total capital | 35,935,000 | 36,890,000 | 34,601,000 | 35,657,000 |
| Risk-weighted assets | 161,027,000 | 167,461,000 | 170,434,000 | 172,403,000 |