Call reports 2012
SECURITY FINANCIAL BANK — 2012
What SECURITY FINANCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 319,446,000 | 310,198,000 | 314,118,000 | 318,521,000 |
| Total loans | 166,787,000 | 156,891,000 | 159,944,000 | 160,200,000 |
| Allowance for loan losses | 4,919,000 | 4,599,000 | 4,729,000 | 4,520,000 |
| Securities available for sale | 129,558,000 | 124,579,000 | 133,314,000 | 136,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,673,000 | 210,138,000 | 216,240,000 | 222,380,000 |
| Interest-bearing deposits | 198,499,000 | 191,663,000 | 195,537,000 | 193,591,000 |
| Noninterest-bearing deposits | 18,174,000 | 18,475,000 | 20,703,000 | 28,789,000 |
| Equity capital | 35,095,000 | 35,970,000 | 37,556,000 | 37,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,141,000 | 6,292,000 | 9,309,000 | 12,286,000 |
| Interest expense | 1,042,000 | 2,042,000 | 3,013,000 | 3,940,000 |
| Net interest income | 2,099,000 | 4,250,000 | 6,296,000 | 8,346,000 |
| Noninterest income | 282,000 | 803,000 | 1,386,000 | 2,392,000 |
| Noninterest expense | 1,490,000 | 3,255,000 | 5,018,000 | 6,674,000 |
| Provision for loan losses | 225,000 | 450,000 | 600,000 | 1,050,000 |
| Pretax income | 1,014,000 | 1,840,000 | 2,842,000 | 3,797,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 122,000 |
| Net income | 1,011,000 | 1,834,000 | 2,833,000 | 3,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,763,000 | 32,574,000 | 33,564,000 | 34,395,000 |
| Total capital | 34,018,000 | 34,697,000 | 35,685,000 | 36,498,000 |
| Risk-weighted assets | 177,140,000 | 168,365,000 | 167,048,000 | 166,019,000 |