Call reports 2010
SECURITY FINANCIAL BANK — 2010
What SECURITY FINANCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 306,937,000 | 303,316,000 | 306,571,000 | 291,315,000 |
| Total loans | 172,052,000 | 173,415,000 | 175,129,000 | 172,922,000 |
| Allowance for loan losses | 6,323,000 | 3,540,000 | 4,290,000 | 5,278,000 |
| Securities available for sale | 119,167,000 | 107,119,000 | 108,493,000 | 65,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 34,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,646,000 | 197,785,000 | 199,316,000 | 195,778,000 |
| Interest-bearing deposits | 188,856,000 | 183,471,000 | 184,599,000 | 177,992,000 |
| Noninterest-bearing deposits | 13,790,000 | 14,314,000 | 14,717,000 | 17,786,000 |
| Equity capital | 22,477,000 | 24,384,000 | 24,386,000 | 22,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,830,000 | 7,546,000 | 11,194,000 | 14,647,000 |
| Interest expense | 1,602,000 | 3,144,000 | 4,647,000 | 6,087,000 |
| Net interest income | 2,228,000 | 4,402,000 | 6,547,000 | 8,560,000 |
| Noninterest income | 176,000 | 601,000 | 1,478,000 | 1,895,000 |
| Noninterest expense | 1,428,000 | 3,013,000 | 4,941,000 | 7,479,000 |
| Provision for loan losses | 1,200,000 | 1,380,000 | 2,680,000 | 3,980,000 |
| Pretax income | -41,000 | 693,000 | -674,000 | -6,505,000 |
| Income tax | -71,000 | -76,000 | -74,000 | -71,000 |
| Net income | 30,000 | 769,000 | -600,000 | -6,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,246,000 | 28,975,000 | 27,594,000 | 23,220,000 |
| Total capital | 30,996,000 | 31,730,000 | 30,287,000 | 25,624,000 |
| Risk-weighted assets | 216,449,000 | 220,088,000 | 213,879,000 | 189,625,000 |