Call reports 2009
SECURITY FINANCIAL BANK — 2009
What SECURITY FINANCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 328,310,000 | 326,716,000 | 338,810,000 | 308,757,000 |
| Total loans | 159,130,000 | 160,842,000 | 165,007,000 | 169,557,000 |
| Allowance for loan losses | 5,856,000 | 5,365,000 | 5,148,000 | 5,449,000 |
| Securities available for sale | 148,855,000 | 143,795,000 | 147,636,000 | 119,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,030,000 | 193,739,000 | 199,654,000 | 212,573,000 |
| Interest-bearing deposits | 177,156,000 | 181,526,000 | 187,013,000 | 196,613,000 |
| Noninterest-bearing deposits | 10,874,000 | 12,213,000 | 12,641,000 | 15,960,000 |
| Equity capital | 20,649,000 | 20,827,000 | 24,210,000 | 21,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,560,000 | 8,866,000 | 13,095,000 | 17,078,000 |
| Interest expense | 2,300,000 | 4,637,000 | 6,762,000 | 8,555,000 |
| Net interest income | 2,260,000 | 4,229,000 | 6,333,000 | 8,523,000 |
| Noninterest income | 406,000 | 827,000 | 1,227,000 | 1,919,000 |
| Noninterest expense | 1,400,000 | 3,048,000 | 4,530,000 | 7,630,000 |
| Provision for loan losses | 219,000 | 438,000 | 657,000 | 2,276,000 |
| Pretax income | 1,324,000 | 1,766,000 | 1,969,000 | 402,000 |
| Income tax | 14,000 | 26,000 | 39,000 | 52,000 |
| Net income | 1,310,000 | 1,740,000 | 1,930,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,211,000 | 29,640,000 | 29,818,000 | 28,229,000 |
| Total capital | 31,968,000 | 32,495,000 | 32,654,000 | 30,923,000 |
| Risk-weighted assets | 217,508,000 | 225,971,000 | 224,573,000 | 218,771,000 |