Call reports 2008
SECURITY FINANCIAL BANK — 2008
What SECURITY FINANCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 336,515,000 | 336,866,000 | 339,443,000 | 338,282,000 |
| Total loans | 129,978,000 | 136,384,000 | 149,116,000 | 153,325,000 |
| Allowance for loan losses | 1,517,000 | 1,650,000 | 1,431,000 | 5,933,000 |
| Securities available for sale | 186,017,000 | 178,101,000 | 169,964,000 | 169,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,215,000 | 173,783,000 | 175,833,000 | 188,749,000 |
| Interest-bearing deposits | 168,743,000 | 160,572,000 | 163,319,000 | 175,522,000 |
| Noninterest-bearing deposits | 11,473,000 | 13,211,000 | 12,513,000 | 13,227,000 |
| Equity capital | 35,402,000 | 31,594,000 | 31,236,000 | 28,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,812,000 | 9,506,000 | 14,264,000 | 18,962,000 |
| Interest expense | 2,828,000 | 5,513,000 | 8,078,000 | 10,597,000 |
| Net interest income | 1,984,000 | 3,993,000 | 6,186,000 | 8,365,000 |
| Noninterest income | 378,000 | 760,000 | 1,250,000 | 1,675,000 |
| Noninterest expense | 1,099,000 | 2,158,000 | 3,412,000 | 4,558,000 |
| Provision for loan losses | 45,000 | 150,000 | 375,000 | 5,950,000 |
| Pretax income | 1,334,000 | 2,561,000 | 3,824,000 | -3,164,000 |
| Income tax | 14,000 | 30,000 | 40,000 | -234,000 |
| Net income | 1,320,000 | 2,531,000 | 3,784,000 | -2,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,019,000 | 34,703,000 | 35,663,000 | 28,944,000 |
| Total capital | 35,542,000 | 36,359,000 | 37,094,000 | 31,716,000 |
| Risk-weighted assets | 189,969,000 | 195,637,000 | 207,353,000 | 218,658,000 |