Call reports 2007
SECURITY FINANCIAL BANK — 2007
What SECURITY FINANCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 298,824,000 | 308,039,000 | 314,738,000 | 326,729,000 |
| Total loans | 119,858,000 | 116,696,000 | 114,044,000 | 118,201,000 |
| Allowance for loan losses | 1,647,000 | 1,673,000 | 1,481,000 | 1,502,000 |
| Securities available for sale | 160,977,000 | 170,064,000 | 181,464,000 | 187,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,762,000 | 180,489,000 | 179,743,000 | 187,105,000 |
| Interest-bearing deposits | 166,604,000 | 167,904,000 | 166,896,000 | 171,883,000 |
| Noninterest-bearing deposits | 11,158,000 | 12,585,000 | 12,846,000 | 15,222,000 |
| Equity capital | 31,566,000 | 28,987,000 | 32,334,000 | 35,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,522,000 | 9,155,000 | 13,892,000 | 18,641,000 |
| Interest expense | 2,658,000 | 5,494,000 | 8,439,000 | 11,361,000 |
| Net interest income | 1,864,000 | 3,661,000 | 5,453,000 | 7,280,000 |
| Noninterest income | 385,000 | 759,000 | 1,183,000 | 1,592,000 |
| Noninterest expense | 1,101,000 | 2,216,000 | 3,344,000 | 4,454,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 1,134,000 | 2,180,000 | 3,305,000 | 4,433,000 |
| Income tax | 33,000 | 58,000 | 81,000 | 102,000 |
| Net income | 1,101,000 | 2,122,000 | 3,224,000 | 4,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,767,000 | 33,357,000 | 34,147,000 | 35,242,000 |
| Total capital | 34,422,000 | 35,042,000 | 35,637,000 | 36,751,000 |
| Risk-weighted assets | 166,515,000 | 169,147,000 | 169,158,000 | 179,278,000 |