Call reports 2006
SECURITY FINANCIAL BANK — 2006
What SECURITY FINANCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 282,888,000 | 294,606,000 | 295,661,000 | 298,277,000 |
| Total loans | 126,199,000 | 128,881,000 | 127,742,000 | 123,347,000 |
| Allowance for loan losses | 1,733,000 | 1,750,000 | 1,755,000 | 1,634,000 |
| Securities available for sale | 92,670,000 | 145,103,000 | 149,725,000 | 155,482,000 |
| Securities held to maturity | 45,830,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,661,000 | 176,453,000 | 177,905,000 | 181,011,000 |
| Interest-bearing deposits | 160,397,000 | 163,904,000 | 164,602,000 | 167,029,000 |
| Noninterest-bearing deposits | 13,263,000 | 12,550,000 | 13,304,000 | 13,983,000 |
| Equity capital | 30,184,000 | 29,307,000 | 32,574,000 | 32,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,022,000 | 8,188,000 | 12,644,000 | 17,084,000 |
| Interest expense | 2,055,000 | 4,377,000 | 6,985,000 | 9,554,000 |
| Net interest income | 1,967,000 | 3,811,000 | 5,659,000 | 7,530,000 |
| Noninterest income | 278,000 | 580,000 | 937,000 | 1,260,000 |
| Noninterest expense | 1,027,000 | 2,051,000 | 3,073,000 | 4,131,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,203,000 | 2,537,000 | 3,785,000 | 5,535,000 |
| Income tax | 226,000 | 458,000 | 760,000 | 1,452,000 |
| Net income | 977,000 | 2,079,000 | 3,025,000 | 4,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,838,000 | 31,825,000 | 32,775,000 | 33,838,000 |
| Total capital | 32,583,000 | 33,580,000 | 34,537,000 | 35,480,000 |
| Risk-weighted assets | 172,766,000 | 177,574,000 | 176,288,000 | 167,853,000 |