Call reports 2005
SECURITY FINANCIAL BANK — 2005
What SECURITY FINANCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 248,959,000 | 261,226,000 | 273,651,000 | 286,741,000 |
| Total loans | 100,140,000 | 105,039,000 | 127,551,000 | 126,733,000 |
| Allowance for loan losses | 1,638,000 | 1,689,000 | 1,710,000 | 1,718,000 |
| Securities available for sale | 132,534,000 | 139,017,000 | 83,523,000 | 93,324,000 |
| Securities held to maturity | 0 | 0 | 44,782,000 | 45,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,627,000 | 156,410,000 | 165,364,000 | 184,638,000 |
| Interest-bearing deposits | 148,000,000 | 143,194,000 | 150,614,000 | 168,176,000 |
| Noninterest-bearing deposits | 11,627,000 | 13,216,000 | 14,749,000 | 16,462,000 |
| Equity capital | 28,408,000 | 31,026,000 | 31,217,000 | 29,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,227,000 | 6,743,000 | 10,339,000 | 14,218,000 |
| Interest expense | 1,116,000 | 2,546,000 | 4,221,000 | 6,130,000 |
| Net interest income | 2,111,000 | 4,197,000 | 6,118,000 | 8,088,000 |
| Noninterest income | 203,000 | 448,000 | 765,000 | 1,038,000 |
| Noninterest expense | 821,000 | 1,780,000 | 2,738,000 | 3,727,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 1,478,000 | 2,869,000 | 4,152,000 | 5,389,000 |
| Income tax | 347,000 | 657,000 | 920,000 | 1,158,000 |
| Net income | 1,131,000 | 2,212,000 | 3,232,000 | 4,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,608,000 | 29,510,000 | 30,535,000 | 29,857,000 |
| Total capital | 30,246,000 | 31,199,000 | 32,252,000 | 31,589,000 |
| Risk-weighted assets | 151,018,000 | 156,365,000 | 169,209,000 | 173,019,000 |