Call reports 2004
SECURITY FINANCIAL BANK — 2004
What SECURITY FINANCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 243,903,000 | 242,865,000 | 248,338,000 | 245,044,000 |
| Total loans | 102,107,000 | 104,411,000 | 101,620,000 | 99,632,000 |
| Allowance for loan losses | 1,543,000 | 1,564,000 | 1,605,000 | 1,614,000 |
| Securities available for sale | 121,884,000 | 122,145,000 | 130,689,000 | 128,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,379,000 | 147,406,000 | 148,930,000 | 150,345,000 |
| Interest-bearing deposits | 134,957,000 | 135,031,000 | 136,911,000 | 136,440,000 |
| Noninterest-bearing deposits | 11,422,000 | 12,375,000 | 12,019,000 | 13,905,000 |
| Equity capital | 27,421,000 | 25,976,000 | 29,443,000 | 28,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,005,000 | 6,061,000 | 9,351,000 | 12,544,000 |
| Interest expense | 1,047,000 | 2,119,000 | 3,242,000 | 4,344,000 |
| Net interest income | 1,958,000 | 3,942,000 | 6,109,000 | 8,200,000 |
| Noninterest income | 208,000 | 418,000 | 635,000 | 861,000 |
| Noninterest expense | 708,000 | 1,425,000 | 2,175,000 | 2,933,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 1,344,000 | 2,804,000 | 4,452,000 | 6,007,000 |
| Income tax | 262,000 | 536,000 | 913,000 | 1,403,000 |
| Net income | 1,082,000 | 2,268,000 | 3,539,000 | 4,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,703,000 | 26,890,000 | 28,161,000 | 27,726,000 |
| Total capital | 27,246,000 | 28,454,000 | 29,766,000 | 29,340,000 |
| Risk-weighted assets | 145,731,000 | 147,851,000 | 147,527,000 | 144,725,000 |