Call reports 2003
SECURITY FINANCIAL BANK — 2003
What SECURITY FINANCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 198,384,000 | 208,051,000 | 212,945,000 | 224,962,000 |
| Total loans | 90,106,000 | 93,864,000 | 95,713,000 | 94,188,000 |
| Allowance for loan losses | 1,422,000 | 1,461,000 | 1,491,000 | 1,513,000 |
| Securities available for sale | 95,288,000 | 99,602,000 | 102,539,000 | 115,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,236,000 | 140,369,000 | 145,782,000 | 146,593,000 |
| Interest-bearing deposits | 119,941,000 | 128,450,000 | 133,778,000 | 134,083,000 |
| Noninterest-bearing deposits | 11,295,000 | 11,919,000 | 12,004,000 | 12,509,000 |
| Equity capital | 23,634,000 | 24,841,000 | 24,821,000 | 25,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,826,000 | 5,707,000 | 8,487,000 | 11,432,000 |
| Interest expense | 1,046,000 | 2,081,000 | 3,056,000 | 4,042,000 |
| Net interest income | 1,780,000 | 3,626,000 | 5,431,000 | 7,390,000 |
| Noninterest income | 176,000 | 370,000 | 577,000 | 787,000 |
| Noninterest expense | 694,000 | 1,450,000 | 2,183,000 | 2,956,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 1,226,000 | 2,503,000 | 3,746,000 | 5,004,000 |
| Income tax | 237,000 | 480,000 | 704,000 | 976,000 |
| Net income | 989,000 | 2,023,000 | 3,042,000 | 4,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,023,000 | 24,056,000 | 25,076,000 | 24,622,000 |
| Total capital | 24,445,000 | 25,517,000 | 26,567,000 | 26,135,000 |
| Risk-weighted assets | 123,749,000 | 129,510,000 | 133,636,000 | 138,304,000 |