Call reports 2002
SECURITY FINANCIAL BANK — 2002
What SECURITY FINANCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 168,974,000 | 171,606,000 | 180,026,000 | 197,406,000 |
| Total loans | 75,504,000 | 76,196,000 | 87,785,000 | 92,298,000 |
| Allowance for loan losses | 1,136,000 | 1,165,000 | 1,209,000 | 1,386,000 |
| Securities available for sale | 79,705,000 | 81,083,000 | 79,556,000 | 93,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,936,000 | 119,167,000 | 127,237,000 | 132,087,000 |
| Interest-bearing deposits | 107,901,000 | 108,004,000 | 114,834,000 | 119,818,000 |
| Noninterest-bearing deposits | 9,035,000 | 11,163,000 | 12,403,000 | 12,269,000 |
| Equity capital | 20,747,000 | 22,047,000 | 23,534,000 | 22,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,582,000 | 5,269,000 | 7,985,000 | 10,754,000 |
| Interest expense | 1,155,000 | 2,316,000 | 3,426,000 | 4,544,000 |
| Net interest income | 1,427,000 | 2,953,000 | 4,559,000 | 6,210,000 |
| Noninterest income | 150,000 | 346,000 | 550,000 | 748,000 |
| Noninterest expense | 645,000 | 1,321,000 | 1,988,000 | 2,648,000 |
| Provision for loan losses | 30,000 | 60,000 | 140,000 | 320,000 |
| Pretax income | 909,000 | 1,998,000 | 3,084,000 | 4,017,000 |
| Income tax | 178,000 | 420,000 | 659,000 | 870,000 |
| Net income | 731,000 | 1,578,000 | 2,425,000 | 3,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,998,000 | 21,845,000 | 22,693,000 | 22,034,000 |
| Total capital | 22,134,000 | 23,010,000 | 23,902,000 | 23,420,000 |
| Risk-weighted assets | 103,126,000 | 108,699,000 | 110,744,000 | 122,872,000 |