Call reports 2012
OSAGE FEDERAL BANK — 2012
What OSAGE FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 154,028,000 | 151,413,000 | 150,454,000 |
| Total loans | 87,490,000 | 84,703,000 | 81,190,000 |
| Allowance for loan losses | 562,000 | 560,000 | 589,000 |
| Securities available for sale | 2,363,000 | 2,054,000 | 1,939,000 |
| Securities held to maturity | 37,533,000 | 41,262,000 | 37,227,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 114,708,000 | 112,023,000 | 112,910,000 |
| Interest-bearing deposits | 103,794,000 | 99,453,000 | 99,338,000 |
| Noninterest-bearing deposits | 10,914,000 | 12,570,000 | 13,572,000 |
| Equity capital | 20,195,000 | 20,494,000 | 20,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,664,000 | 3,210,000 | 4,706,000 |
| Interest expense | 468,000 | 903,000 | 1,305,000 |
| Net interest income | 1,196,000 | 2,307,000 | 3,401,000 |
| Noninterest income | 295,000 | 593,000 | 1,056,000 |
| Noninterest expense | 1,078,000 | 2,218,000 | 3,526,000 |
| Provision for loan losses | -12,000 | -12,000 | 27,000 |
| Pretax income | 377,000 | 267,000 | 476,000 |
| Income tax | 140,000 | -34,000 | 70,000 |
| Net income | 237,000 | 301,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 19,269,000 | 19,396,000 | 19,703,000 |
| Total capital | 19,843,000 | 19,968,000 | 20,305,000 |
| Risk-weighted assets | 82,543,000 | 75,005,000 | 72,819,000 |