Call reports 2018
GRAND BANK, NATIONAL ASSOCIATION — 2018
What GRAND BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 207,007,000 | 213,431,000 | 208,112,000 | 196,935,000 |
| Total loans | 170,405,000 | 168,699,000 | 161,851,000 | 162,619,000 |
| Allowance for loan losses | 2,179,000 | 2,196,000 | 1,993,000 | 1,992,000 |
| Securities available for sale | 2,990,000 | 2,865,000 | 3,765,000 | 3,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,298,000 | 186,758,000 | 180,859,000 | 161,761,000 |
| Interest-bearing deposits | 147,002,000 | 141,632,000 | 140,666,000 | 129,940,000 |
| Noninterest-bearing deposits | 33,296,000 | 45,126,000 | 40,193,000 | 31,821,000 |
| Equity capital | 21,695,000 | 21,880,000 | 22,635,000 | 22,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,530,000 | 4,974,000 | 7,772,000 | 10,215,000 |
| Interest expense | 490,000 | 980,000 | 1,472,000 | 1,961,000 |
| Net interest income | 2,040,000 | 3,994,000 | 6,300,000 | 8,254,000 |
| Noninterest income | 166,000 | 632,000 | 799,000 | 1,681,000 |
| Noninterest expense | 1,911,000 | 3,920,000 | 5,734,000 | 8,384,000 |
| Provision for loan losses | 0 | 0 | -112,000 | 548,000 |
| Pretax income | 295,000 | 706,000 | 1,477,000 | 1,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 706,000 | 1,477,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,276,000 | 21,430,000 | 22,224,000 | 21,755,000 |
| Total capital | 26,363,000 | 26,538,000 | 27,217,000 | 26,747,000 |
| Risk-weighted assets | 166,874,000 | 168,583,000 | 164,261,000 | 161,105,000 |