Call reports 2016
GRAND BANK, NATIONAL ASSOCIATION — 2016
What GRAND BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 205,657,000 | 220,279,000 | 219,141,000 | 206,799,000 |
| Total loans | 172,104,000 | 176,257,000 | 173,199,000 | 173,288,000 |
| Allowance for loan losses | 2,065,000 | 2,045,000 | 2,056,000 | 2,105,000 |
| Securities available for sale | 3,066,000 | 2,935,000 | 2,818,000 | 2,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,324,000 | 196,387,000 | 194,068,000 | 182,312,000 |
| Interest-bearing deposits | 150,291,000 | 153,231,000 | 158,204,000 | 149,420,000 |
| Noninterest-bearing deposits | 32,033,000 | 43,156,000 | 35,864,000 | 32,892,000 |
| Equity capital | 19,333,000 | 20,011,000 | 20,888,000 | 19,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 4,630,000 | 7,009,000 | 9,317,000 |
| Interest expense | 388,000 | 790,000 | 1,184,000 | 1,621,000 |
| Net interest income | 1,931,000 | 3,840,000 | 5,825,000 | 7,696,000 |
| Noninterest income | 489,000 | 636,000 | 2,016,000 | 1,931,000 |
| Noninterest expense | 2,219,000 | 4,213,000 | 6,772,000 | 9,395,000 |
| Provision for loan losses | 130,000 | 147,000 | 249,000 | 324,000 |
| Pretax income | 71,000 | 116,000 | 820,000 | -92,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 116,000 | 820,000 | -92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,139,000 | 19,785,000 | 20,607,000 | 19,698,000 |
| Total capital | 24,204,000 | 24,830,000 | 25,663,000 | 24,803,000 |
| Risk-weighted assets | 166,610,000 | 168,063,000 | 167,291,000 | 170,578,000 |