Call reports 2015
GRAND BANK, NATIONAL ASSOCIATION — 2015
What GRAND BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 196,280,000 | 198,532,000 | 196,050,000 | 194,018,000 |
| Total loans | 159,353,000 | 159,749,000 | 162,073,000 | 172,310,000 |
| Allowance for loan losses | 3,028,000 | 2,825,000 | 2,380,000 | 2,279,000 |
| Securities available for sale | 4,307,000 | 4,049,000 | 3,877,000 | 3,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,806,000 | 173,048,000 | 166,567,000 | 168,913,000 |
| Interest-bearing deposits | 138,074,000 | 138,716,000 | 126,491,000 | 138,344,000 |
| Noninterest-bearing deposits | 30,732,000 | 34,332,000 | 40,076,000 | 30,569,000 |
| Equity capital | 18,872,000 | 19,098,000 | 19,209,000 | 19,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,128,000 | 4,197,000 | 6,365,000 | 8,609,000 |
| Interest expense | 416,000 | 831,000 | 1,230,000 | 1,621,000 |
| Net interest income | 1,712,000 | 3,366,000 | 5,135,000 | 6,988,000 |
| Noninterest income | 446,000 | 958,000 | 1,548,000 | 2,374,000 |
| Noninterest expense | 2,154,000 | 4,318,000 | 6,593,000 | 9,237,000 |
| Provision for loan losses | 0 | -250,000 | -250,000 | -250,000 |
| Pretax income | 138,000 | 390,000 | 474,000 | 509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 390,000 | 474,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,849,000 | 19,103,000 | 19,136,000 | 19,173,000 |
| Total capital | 23,272,000 | 23,099,000 | 22,148,000 | 22,247,000 |
| Risk-weighted assets | 160,827,000 | 158,823,000 | 160,591,000 | 165,740,000 |