Call reports 2014
GRAND BANK, NATIONAL ASSOCIATION — 2014
What GRAND BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 197,069,000 | 206,633,000 | 200,986,000 | 196,819,000 |
| Total loans | 148,623,000 | 157,342,000 | 155,826,000 | 161,529,000 |
| Allowance for loan losses | 3,668,000 | 3,153,000 | 3,311,000 | 3,123,000 |
| Securities available for sale | 10,992,000 | 10,576,000 | 10,109,000 | 9,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,437,000 | 172,835,000 | 172,326,000 | 166,698,000 |
| Interest-bearing deposits | 145,048,000 | 148,524,000 | 144,648,000 | 139,817,000 |
| Noninterest-bearing deposits | 22,389,000 | 24,311,000 | 27,678,000 | 26,881,000 |
| Equity capital | 19,223,000 | 20,139,000 | 19,534,000 | 18,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,023,000 | 4,090,000 | 6,211,000 | 8,317,000 |
| Interest expense | 436,000 | 875,000 | 1,321,000 | 1,756,000 |
| Net interest income | 1,587,000 | 3,215,000 | 4,890,000 | 6,561,000 |
| Noninterest income | 377,000 | 661,000 | 560,000 | 299,000 |
| Noninterest expense | 2,729,000 | 5,819,000 | 8,888,000 | 11,585,000 |
| Provision for loan losses | 0 | -500,000 | -500,000 | -500,000 |
| Pretax income | -765,000 | -1,443,000 | -2,938,000 | -4,225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -765,000 | -1,443,000 | -2,938,000 | -4,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,603,000 | 18,717,000 | 18,763,000 | 18,713,000 |
| Total capital | 23,527,000 | 24,282,000 | 23,193,000 | 23,117,000 |
| Risk-weighted assets | 168,381,000 | 172,239,000 | 161,099,000 | 159,230,000 |