Call reports 2013
GRAND BANK, NATIONAL ASSOCIATION — 2013
What GRAND BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 237,124,000 | 218,955,000 | 214,558,000 | 200,526,000 |
| Total loans | 179,291,000 | 154,285,000 | 153,468,000 | 150,066,000 |
| Allowance for loan losses | 3,605,000 | 3,568,000 | 3,330,000 | 3,730,000 |
| Securities available for sale | 4,502,000 | 6,921,000 | 10,804,000 | 11,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,443,000 | 186,921,000 | 186,096,000 | 171,649,000 |
| Interest-bearing deposits | 168,839,000 | 162,320,000 | 158,977,000 | 149,488,000 |
| Noninterest-bearing deposits | 21,604,000 | 24,601,000 | 27,119,000 | 22,161,000 |
| Equity capital | 23,922,000 | 20,444,000 | 18,651,000 | 19,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,498,000 | 4,640,000 | 6,711,000 | 8,773,000 |
| Interest expense | 780,000 | 1,314,000 | 1,814,000 | 2,274,000 |
| Net interest income | 1,718,000 | 3,326,000 | 4,897,000 | 6,499,000 |
| Noninterest income | 9,514,000 | 9,065,000 | 10,054,000 | 10,831,000 |
| Noninterest expense | 10,284,000 | 14,788,000 | 18,936,000 | 22,030,000 |
| Provision for loan losses | -350,000 | -275,000 | -195,000 | -20,000 |
| Pretax income | 1,298,000 | -2,122,000 | -3,790,000 | -4,680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,298,000 | -2,122,000 | -3,790,000 | -4,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,797,000 | 18,159,000 | 16,961,000 | 18,022,000 |
| Total capital | 29,312,000 | 25,132,000 | 22,952,000 | 23,996,000 |
| Risk-weighted assets | 183,881,000 | 172,441,000 | 174,158,000 | 172,362,000 |