Call reports 2012
GRAND BANK, NATIONAL ASSOCIATION — 2012
What GRAND BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 313,996,000 | 344,291,000 | 269,500,000 | 277,529,000 |
| Total loans | 248,094,000 | 280,945,000 | 207,935,000 | 223,558,000 |
| Allowance for loan losses | 3,522,000 | 3,852,000 | 3,985,000 | 3,663,000 |
| Securities available for sale | 6,089,000 | 5,563,000 | 5,085,000 | 5,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,360,000 | 265,339,000 | 210,185,000 | 204,983,000 |
| Interest-bearing deposits | 221,376,000 | 231,497,000 | 176,118,000 | 172,958,000 |
| Noninterest-bearing deposits | 28,984,000 | 33,842,000 | 34,067,000 | 32,025,000 |
| Equity capital | 24,347,000 | 24,806,000 | 26,594,000 | 22,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,132,000 | 6,296,000 | 8,891,000 | 11,603,000 |
| Interest expense | 1,110,000 | 2,204,000 | 3,051,000 | 3,834,000 |
| Net interest income | 2,022,000 | 4,092,000 | 5,840,000 | 7,769,000 |
| Noninterest income | 10,607,000 | 24,010,000 | 35,658,000 | 43,032,000 |
| Noninterest expense | 11,869,000 | 25,566,000 | 37,340,000 | 50,593,000 |
| Provision for loan losses | 325,000 | 1,647,000 | 2,491,000 | 3,365,000 |
| Pretax income | 435,000 | 889,000 | 1,667,000 | -3,157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 889,000 | 1,667,000 | -3,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,481,000 | 23,080,000 | 24,639,000 | 20,463,000 |
| Total capital | 31,633,000 | 31,943,000 | 32,352,000 | 28,165,000 |
| Risk-weighted assets | 202,335,000 | 210,837,000 | 198,391,000 | 199,003,000 |