Call reports 2011
GRAND BANK, NATIONAL ASSOCIATION — 2011
What GRAND BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 379,491,000 | 374,308,000 | 371,764,000 | 341,507,000 |
| Total loans | 317,636,000 | 324,223,000 | 313,730,000 | 289,253,000 |
| Allowance for loan losses | 4,740,000 | 4,401,000 | 5,140,000 | 3,589,000 |
| Securities available for sale | 8,382,000 | 7,796,000 | 7,204,000 | 6,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,182,000 | 263,493,000 | 277,883,000 | 251,480,000 |
| Interest-bearing deposits | 265,773,000 | 239,855,000 | 251,114,000 | 226,980,000 |
| Noninterest-bearing deposits | 21,409,000 | 23,638,000 | 26,769,000 | 24,500,000 |
| Equity capital | 33,016,000 | 32,428,000 | 33,680,000 | 23,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,940,000 | 7,860,000 | 11,896,000 | 15,640,000 |
| Interest expense | 1,111,000 | 2,257,000 | 3,480,000 | 4,740,000 |
| Net interest income | 2,829,000 | 5,603,000 | 8,416,000 | 10,900,000 |
| Noninterest income | 12,807,000 | 26,597,000 | 43,435,000 | 47,271,000 |
| Noninterest expense | 17,436,000 | 34,528,000 | 52,168,000 | 68,188,000 |
| Provision for loan losses | 715,000 | 815,000 | 1,565,000 | 1,631,000 |
| Pretax income | -2,515,000 | -3,143,000 | -1,882,000 | -11,648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,515,000 | -3,143,000 | -1,882,000 | -11,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,742,000 | 30,999,000 | 32,376,000 | 22,574,000 |
| Total capital | 41,666,000 | 40,538,000 | 41,951,000 | 31,866,000 |
| Risk-weighted assets | 231,337,000 | 232,872,000 | 235,021,000 | 213,529,000 |